If you are interested in living in Cane Bay Plantation and you want a neighborhood that gives you more than just a house, Four Seasons deserves serious attention. This is one of those communities where the lifestyle is the headline. The homes are great, the amenities are stacked, the setting is beautiful, and the location inside Cane Bay makes everyday life easy.

When people ask me about the best options for retirees and active adults in living in Summerville SC, Four Seasons by K. Hovnanian is always part of that conversation. It is a 55+ gated community in Cane Bay Plantation, and it brings together low maintenance living, golf cart convenience, lake access, social activities, and a wide range of home designs.

If you want living in Cane Bay Plantation with a resort feel, but you still want practical pricing, real floor plan options, and access to stores, restaurants, and recreation, this neighborhood checks a lot of boxes.

Table Of Contents

• Why Four Seasons Is One of the Best 55+ Communities in Cane Bay Plantation
• Living in Four Seasons Cane Bay Plantation SC
• Home Prices in Four Seasons Cane Bay Plantation SC
• Best Floor Plans at Four Seasons Cane Bay
• Four Seasons Cane Bay Amenities & Lifestyle
• Why the Cane Bay Plantation Location Matters
• Pros and Cons of Living in Four Seasons Cane Bay
• FAQs About Four Seasons Cane Bay Plantation SC
• Final Thoughts

Why Four Seasons Is One of the Best 55+ Communities in Cane Bay Plantation

There are plenty of 55+ communities out there, but Four Seasons has a few things working in its favor that make it feel different.

• It is gated and guarded, which matters to a lot of buyers.

• It is part of Cane Bay Plantation, one of the most recognized master-planned communities in the Summerville area.

• It offers access to the Cane Bay lake system, including private dock and launch access for kayak and paddle board use.

• It is golf cart friendly, which fits perfectly with the larger Cane Bay lifestyle.

• It gives you both resale and new construction options, which is huge if you want flexibility on timing and price.

That last point matters more than people realize. Some buyers want to pick every finish from the design center. Others want a move-in-ready home and do not want to spend months making selections. Here, you can do either.

There are pre-owned homes that can land in the mid $400,000s, and there are heavily upgraded homes that push much higher. At the same time, K. Hovnanian offers spec homes and quick move-ins for people who want a newer home without waiting through the full build process.

Another big draw for living in Cane Bay Plantation here is the future growth. New phases are expanding toward the massive 350-acre main Cane Bay lake. If you love the idea of water views and that lake lifestyle, that is a major selling point.

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Living in Four Seasons Cane Bay Plantation SC

Four Seasons is built around the idea that retirement or active adult living should actually feel active. Not busy in a stressful way. Busy in a fun, social, you-can-do-as-much-or-as-little-as-you-want kind of way.

That is where this neighborhood shines.

The HOA is $275 per month, and for what is included, that is very competitive. Especially if you have looked at similar communities in Florida where monthly fees can be substantially higher.

That HOA covers more than just common area maintenance. It also includes:

• Lawn cutting

• Landscaping care

• Storm-related cleanup

• Gated entry and guard services

• Access to the amenity package and clubhouse programming

For many buyers, that low-maintenance setup is one of the main reasons they choose communities like this. You are not spending your weekends battling the yard. You can spend that time kayaking, meeting friends, playing pickleball, or just sitting on a screened porch with a breeze coming off the lake.

And if you are serious about living in Cane Bay Plantation, this neighborhood puts you in the middle of a very connected environment. Cane Bay has miles of golf-cartable and bike-friendly roads and trails, plus nearby shopping, restaurants, and everyday necessities.

Home Prices in Four Seasons Cane Bay Plantation SC

Let’s talk numbers, because this is where people usually want real clarity.

Prices in Four Seasons vary depending on whether you are buying resale, choosing a base floor plan and building from scratch, or buying one of the builder’s quick move-in homes.

Here is the general pricing range I covered:

• Athens: starts in the mid $400,000s before lot premiums and upgrades

• Donegal Loft: roughly $599,900 to $612,900 depending on timing and home

• Ibiza Loft: around $629,900

• Marseille Loft resale: around $635,000 for a pre-owned home

• Mont Blanc: around $629,900

• Mont Blanc Loft: around $716,000

• Karne: around $549,900

• Lewes: starts around $589,000

Now, one thing I always tell people is this: a base price is not the final number. If you build from scratch, you need to factor in:

• Lot premiums, often around $15,000 to $25,000

• Design center upgrades, which can easily add $40,000 to $60,000 or more

That means a home that starts in the mid $400,000s can quickly move into the mid $500,000s once you add the lot and the finishes most people want.

Still, for living in Cane Bay Plantation in a gated 55+ community with this amenity package, these prices are very strong compared with a lot of competing active adult neighborhoods.

Best Floor Plans at Four Seasons Cane Bay

One of the things I like about Four Seasons is that the floor plans do not all feel like minor variations of the same house. There is real variety here.

The Athens

The Athens is the smallest floor plan I toured, but it still gives you a lot. It comes in at 1,540 square feet with 2 bedrooms, 2 bathrooms, and a 2-car garage.

It has an open layout, a solid kitchen, and a surprisingly good covered porch across the rear. For someone who wants to simplify without feeling cramped, this is a very sensible option.

It is definitely compact compared with the larger models, but not in a bad way. It feels efficient.

The Donegal And Donegal Loft

The Donegal is one of those floor plans I keep coming back to because it really hits the sweet spot. It is not too small and not too big.

The loft version I toured was 2,337 square feet with 2 bedrooms, 3 baths, and a 2-car garage. Downstairs, you get an office, a larger guest room, a big kitchen with a large island, open living space, and the primary suite. Upstairs, the loft adds another bedroom, full bath, and extra living area.

If you have grandkids, family visits, or just want some overflow space without buying a giant home, this layout works really well.

The Ibiza

The Ibiza came in at 2,002 square feet with 2 bedrooms and 2 baths. What stands out here is the layout. The formal dining area, big living room, large kitchen, and slider out to the porch make it feel very open and very social.

I also liked the garage setup here because it included room for a golf cart plus walk-up attic storage, which is a luxury if you are downsizing but still need seasonal or overflow storage.

The Marseille Loft

The Marseille Loft is for the buyer who wants more room and does not mind getting close to 3,000 square feet. The home I toured was 2,959 square feet with 3 bedrooms, 3 baths, and a 2-car garage.

This one had a side-load garage, a wide front porch, large living spaces, and a loft area designed perfectly for visiting family. If you are downsizing from a much larger house, this is the kind of floor plan that helps ease the transition.

The Mont Blanc

The Mont Blanc is one of my favorites because of its layout. It is 2,444 square feet with 2 bedrooms and 2.5 baths, and it just feels smart.

You get a large guest room, bright finishes, huge pantry space, good laundry room design, and a massive primary suite with a giant closet and a direct door to the screened porch.

If you like one-story living and you want room to spread out without dealing with stairs, this is a strong choice.

The Killarney II Loft checked in at 2,745 square feet. This plan stood out for its formal dining space, office with built-ins, beautiful kitchen, tall ceilings, and a very grand-feeling primary suite.

This was one of those homes that felt upscale right away. The covered back porch, large island, upgraded appliances, and loft flexibility all made a strong impression.

One note worth knowing: some model homes include design details or ceiling heights that may not be part of the current standard offering anymore. That does not mean you cannot get a similar feel, but it is important to ask what is current and what has changed.

The Lewes

The Lewes is 2,469 square feet with 2 bedrooms, 2.5 baths, and a 2-car garage. It has a little bit more of a farmhouse look and some really practical features.

I liked the half bath, the dedicated laundry and drop zone area, the dual office workspace, and the extra butler’s pantry and storage. The primary bath also had separated sinks, which, frankly, can save a marriage.

Four Seasons Cane Bay Amenities & Lifestyle

You can have the prettiest home in the world, but in a 55+ neighborhood, amenities matter. Four Seasons does not treat amenities like an afterthought.

The community has a 24,000-square-foot clubhouse, often called the lake house, and it is one of the largest active adult amenity centers in the area.

That includes:

• Indoor pool

• Outdoor pool

• Indoor and outdoor jacuzzi areas

• Fitness and movement center

• Dance classes

• Pool tables and social gathering space

• Demonstration kitchen

• Ballroom for holiday and special events

• Tennis and pickleball

• Bocce ball

• Dog park

• Boat and kayak launch

• Outdoor cabana and pavilion

• Amphitheater

There is also a full-time activities director, and that matters a lot. Plenty of neighborhoods have amenities on paper. The best communities actually program them and bring people together. Here, that social piece is built in.

So if your idea of living in Cane Bay Plantation includes making friends, joining clubs, trying classes, and not feeling isolated, Four Seasons has the infrastructure for that.

Why the Cane Bay Plantation Location Matters

I talk a lot about neighborhoods, but the bigger master-planned setting matters too. Four Seasons benefits from being inside Cane Bay Plantation, and that adds a lot of everyday convenience.

You are close to:

• Grocery stores

• Restaurants

• Shopping

• Medical and service businesses

• Miles of connected roads and paths for golf carts, bikes, and e-bikes

The neighborhood itself also sits in a unique setting where water wraps around much of the community, giving it an island-like feel. That is not something you find everywhere.

And if you love being near water, the private dock and launch access are a major plus. You can kayak, paddle board, canoe, or use a paddle boat right from the community. Some homes even back up to lake sites, which takes the whole idea of living in Cane Bay Plantation to another level.

Pros and Cons of Living in Four Seasons Cane Bay

There is a lot to like here, but there are also a few practical things I always want buyers to know.

What I Like

• Wide range of floor plans from modest single-story homes to larger loft designs

• Strong amenity package for the HOA cost

• Lake lifestyle without needing a million-dollar price tag

• Spec homes available for quicker move-ins

• Design center on site for buyers building from scratch

• Golf cart access and Cane Bay convenience

What To Know

• Inventory can be tight. This is a desirable neighborhood, and lots are limited.

• Model homes can show older finishes or features that are no longer standard.

• Base pricing is only the starting point. Lot premiums and upgrades add up fast.

• Screened porches are worth considering, especially near the water where bugs can be part of the lowcountry experience.

I would also say this. If you are comparing Four Seasons with other 55+ options around Summerville, do not just compare square footage and price. Compare lifestyle. Compare HOA value. Compare access to the rest of Cane Bay. Compare how many things you can actually do without getting in the car. That is where this community really starts to separate itself.

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FAQs About Four Seasons Cane Bay Plantation SC